Education Takaful Cover
An education takaful plan is a Shariah-compliant, long-term savings and protection product designed to secure a child's educational future. It combines investment with risk management, where contributions are pooled to ensure tuition funds are available, even if a parent or guardian dies or suffers total permanent disability. These plans often feature optional riders and surplus sharing.
Group Family Takaful
Group Family Takaful is a Shariah-compliant, yearly renewable plan covering a group of people (usually employees or members of an organization) under a single master certificate. It provides financial security against death, total permanent disability, or critical illness through a cooperative, risk-sharing fund (Tabarru Account). Common uses include employer-provided benefits and credit protection
Comfort Family Plan
This is a Shariah-compliant, high-net-worth investment and protection product designed to build long-term wealth while providing financial security for families. it offers flexible payment options and serves as a, "joint guarantee" to protect against unforeseen events like death or disability.
Hajj and Umrah
Hajj and Umrah Takaful plans are Shariah-compliant insurance solutions designed for pilgrims, providing coverage for medical expenses, accidental death, permanent disability, and baggage loss during their trip.
mortgage
A mortgage Takaful plan is a Shariah-compliant, decreasing term insurance policy that covers outstanding home financing in the event of the borrower's death or total and permanent disability (TPD). It protects the borrower's family from debt, often allowing them to keep the property, and is commonly structured as a single contribution..
Group Personal Accident
Group Personal Accident Takaful cover provides financial protection to a group of individuals against injuries or death resulting from sudden, violent, accidental, and external causes. It typically includes benefits for total permanent disability, temporary disability, and accidental medical expenses. This Sharia-compliant insurance alternative ensures ethical coverage without interest (riba) or uncertainty (gharar), aligning with Islamic principles. It’s ideal for employers covering employees or organizations protecting members.